What Is MedPay Insurance and How Does It Relate to Auto Insurance?

Auto insurance can be complex and involve many different coverages tailored to your needs. One coverage option that is often overlooked is medical payments coverage (MedPay).

What Is MedPay?

MedPay is typically optional auto insurance coverage that may assist with medical expenses after you’re in a car accident. It is a no-fault coverage, meaning it will still help with payments regardless of whether you caused the accident or not.

What Does MedPay Cover?

MedPay is designed to cover immediate medical costs for you and your passengers. It can typically help with the following expenses related to your accident:

• Ambulance costs

• Emergency room visits

• Hospital stays

• Surgery

• Follow-up doctor visits

• Dental care (if needed)

In worst-case situations, funeral expenses may also be covered by MedPay coverage as outlined in your policy.

Why Should You Consider MedPay?

While it’s an optional coverage, you may want to consider adding MedPay coverage to your auto insurance policy. It’s especially worth considering if you have health insurance with a high deductible, or if you don’t have health insurance at all. Claims following an accident can take weeks to resolve in some cases; with MedPay, you can get medical bills covered quickly and seek the treatment you need without delay.

Contact Us

Dollar Day Insurance in Paramount, CA can help you navigate the auto insurance options available to you. Contact us today for a personalized quote or more information.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further