Auto Insurance in Paramount, CA
Auto insurance is designed to shield car owners from the financial stress caused by accidents, theft and other specific risks. Many states require drivers to show they can cover the costs of potential accidents, which many drivers achieve with auto liability insurance coverage.
How Does Auto Insurance Work?
When you purchase auto insurance, you agree to pay regular premiums in exchange for coverage. If an incident occurs, inform your insurer so they can review the claim to determine if it’s covered. Policies are renewed periodically and may be adjusted based on changes in coverage needs.
What Does My Policy Cover?
Auto insurance policies may include several types of coverage, depending on the car owner’s needs and choices. Insurance agents typically recommend liability coverage, which may help pay for injuries or property damage to others if you’re found at fault in an accident. Beyond that, a policy may also include the following:
- Comprehensive coverage may offer coverage for non-collision incidents, such as theft, vandalism or specific natural disasters.
- Collision coverage may cover repairs after a crash, regardless of who caused it.
- Uninsured/underinsured motorist coverage may provide coverage if you’re involved in an accident with an at-fault driver who has little or no insurance.
- Medical payments coverage may help cover medical bills for you and your passengers after an accident, no matter who was responsible.
We’re Here to Help
At Dollar Day Insurance, our goal is to help you find coverage that matches your auto insurance needs. Contact us today for more information and a personalized quote.